Buying a new home comes with many costs and responsibilities. There are a few lenders that offer independent warranty on things such as home appliances and/or major components of your home such as the furnace to help alleviate unexpected costs and hassle.
Read MoreAlways make your contracted payments, don’t defer, or skip payments
Take advantage of your pre-payment options each year.
Maximize your credit score
Loan To Value plays a role. Try to Increase your down payment. If you can swing 35% down payment, this might land you best interest rates without any insurance fees
We are so Excited to have been fortunate enough to secure the “Amazing Ben Rabidoux” for an online event that’s not to be missed!
Ben Rabidoux is the founder and president of North Cove Advisors and Edge Realty Analytics.
Read MoreIf you are planning an inter-provincial move, here is what you need to know:
Moving within Canada to neighbouring provinces has become unbelievably popular.
Read MoreFixed interest rates are still a good option! Between October to December 2021 we saw a sharp incline to the fixed rates. They increased by about .75%-1.00% in just 3 months and have now tapered off and held steady with a few lenders dropping their base rate by about .05%. The fixed rates follow the bond market and not the Bank of Canada’s prime rate changes and so there are different economic factors that will affect fixed rates over the floating rates.
Read MoreForward Housing Association is a Calgary based charity that we have been supporting this year. Forward Housing has been working since 1975 to ensure that every Calgarian has a safe and affordable place to call home.
Read MoreThere has been a lot of discussion about when the first interest rate hikes will happen. Some financial markets are predicting a rate increase as early as March 2022, but the BoC Deputy Governor Lawrence Schembri stated last week that “there’s a lot of uncertainty about the timing of the closing of the output gap, so one should be careful
Read MoreAlberta Brokerage of the Year for 2021
Our brokerage is honoured to be recognized as Alberta Brokerage of the Year for the second year in a row. We are so blessed to have such hardworking, dedicated, amazing brokers and staff that make up this team.
Read MoreBuying or selling a home is usually an exciting prospect but doing either during a separation or divorce can be frightening. Almost every separation or divorce involves some sort of real estate transaction whether it be a buy-out, the sale of the matrimonial home or financing the sale of a new home. Entering into a separation agreement can make the process easier and less stressful.
Read MoreAre you interested in exploring a floating rate mortgage but don’t feel as though you have enough insight on trends or the current economy to make an informed decision whether a variable or fixed rate is the way to go? It’s always valuable to ask the experts opinion. Keep in mind that this opinion will likely change year over year or perhaps even every quarter.
Read MoreWith the election behind us and the fourth wave of Covid well underway, our bond market has been unstable but with a steady incline. Since this time last year the 5 year bond yield has increased from .37 to 1.10
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