Major Update for First-Time Buyers: Save Up to $50,000 on GST for New Homes
There’s big news for Canadians looking to enter the housing market.
The federal government has officially passed the Making Life More Affordable for Canadians Act which introduces new legislation aimed at improving affordability for first-time buyers by offering
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RRSP Deadline: Maximize your Savings and Homeownership Potential
As we approach the RRSP deadline for our 2025 tax return, it’s the perfect time to consider how contributing to your Registered Retirement Savings Plan (RRSP) can benefit both your financial future and your homeownership goals.
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January 2026 - New Mortgage Rules Coming for Investment Properties
Starting January 2026, OSFI (Office of the Superintendent of Financial Institutions) is enforcing policy changes for new mortgage rules which will restrict how rental income is used to
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Ready to Ditch Renting? Make a Power Move and Consider Buying!
So, you’ve been thinking about buying your first home, but you're not sure if the timing is right? Let’s break it down in real talk.
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Rezoning in Calgary: One Year Later, What's Really Changed?
It’s been a year since Calgary approved blanket rezoning to allow rowhouses and townhomes (R-CG and similar) across all residential areas. The intent? Improve housing affordability and
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What is a Builder Lien Holdback?
This is a frequently asked question and a source of confusion for many, when building a new home. Below we have outlined the details on Builder Lien's as they are associated with Construction Draw
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Multi-Generational Living: A Growing Trend in Canada
With real estate prices climbing and affordability slipping out of reach for many, more Canadian families are turning to multi-generational living as a
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Maximize Savings with an Energy-Efficient Renovation Rebate
Looking to save on your utility bills and your mortgage insurance premiums? You might be surprised to learn that Canada's mortgage insurers - CMHC, Sagen, and Canada Guaranty - offer rebates of 25% on mortgage insurance premiums when you purchase or renovate a home to meet energy efficiency
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New GST Rebate for First-Time home Buyers - Big Savings on New Homes Up to $1.5M
On Tuesday May 27, 2025, the federal government announced the First-Time Home Buyer (FTHB) GST Rebate, potentially saving buyers up to $50,000 on the purchase or construction of a new home. This program will increase affordability, ultimately
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Understanding Mortgage Pre-payment Penalties: Why They Rise When Rates Fall — And Why Some Borrowers Still Break Their Mortgage Early
When it comes to mortgages in Canada, one of the most confusing and frustrating surprises homeowners face is the dreaded pre-payment penalty. It's something we often don't think about until
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Buying an Acreage? Discover the “Outbuilding Program”
If you're looking to purchase an acreage, the Outbuilding Program could be the solution to help you secure the financing you need. This innovative program is designed to accommodate properties with
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RRSP Deadline: Maximize your Savings and Homeownership Potential
As we approach the RRSP deadline for our 2024 tax return, it’s the perfect time to consider how contributing to your Registered Retirement Savings Plan (RRSP) can benefit both your financial future and your homeownership goals.
Read More